Business from a different point of view

Regulated by financial bodies in the UK & Kenya

sQuid's technology delivers user-friendly digital financial services, and digital learning
tools that improve education outcomes for the world's poorest.


Financial regulation

As a regulated eMoney issuer, we comply with national regulators' requirements for payment systems and operate within the conditions set out by each nation’s regulator in compliance with its Provision of Information requirements and anti-money laundering regulations.

In the UK we’re regulated by the Financial Conduct Authority, and in Kenya by the Central Bank

Technology

Digital Transaction Processing

We build our own platforms, and have developed secure encrypted processes that deliver thousands of transactions every day.

sQuid’s core system

A powerful and sophisticated enterprise application that sits at the heart of our global payment and data transaction system - the core manages all interactions between the customers, merchants and wider-banking system.

Payment platform

Our secure, reliable and scalable eMoney payment platform is compliant with PCI-DSS Version 3.1, the highest level of PCI compliance. The platform integrates with multiple front-end web applications and processes, reconciles and settles millions of transactions every month.

Data platform

The sQuid data platform and accompanying technology captures and creates digital data profiles for individuals, enabling real-time reporting, sophisticated data mining capabilities and advanced analytics.

Web-based applications

We have developed a range of intuitive web applications for our clients and their end-users. These are used to manage client and end-user accounts, and we also build bespoke applications if required.

Mobile applications

We understand that the technological landscape has changed; that our users are much more likely to access their customer account using their smartphone. That’s why we developed our own mobile App, to ensure that our customers were able to access their account anywhere, at any time.

NFC-enabled tablets

We upgraded and evolved our reliable, tried & tested merchant terminals to our new Android based EPoS system that uses a bespoke tablet. We made this move to cater for our growing number of Humanitarian Aid & Development clients, and for our increasing activity in Africa.

Contactless cards & other identifiers

Our eMoney application can be added to contactless smart cards that feature sophisticated multi-wallet functionality. Other identifiers, such as biometric or wristbands can also be used.

Integration

Integrating with our technology is easy.

We provide our sQuid application programming interface (API) and develop against several API’s as well to provide a better solution for our clients. We also work with major equipment and service suppliers to deliver our fast, flexible and secure payment solution.

Africa

We see the potential in Africa; we understand the local environment

It’s a market with the potential for exceptional growth in the immediate future, so we’re continuing to build upon our capacity to better service our clients and attract new business.

Our dedication to this region extends further than just partnering with organisations to deliver specific humanitarian aid programmes. We operate a dedicated, knowledgeable office and team based in Nairobi, Kenya, to oversee our African operations - who also manage the on-the-ground efforts for the iMlango programme.

> The State of the World's Cash Report: Cash Transfer Programming in Humanitarian Aid

In recent years, the use of cash transfer programming (CTP) in humanitarian assistance has grown significantly. In 2016, we estimate that $2.8bn in humanitarian assistance was disbursed through cash and vouchers, up 40% from 2015 and approximately 100% from 2014. As this report describes, the move to CTP has strong roots and is set to continue.

01 February 2018

> sQuid showcases innovative digital account technology at World Bank Annual Meetings

We were honoured to participate at the World Bank and IMF Annual Meetings in Washington D.C. yesterday, where we had the opportunity to present our digital account technology at the Bridging the Inclusion and Technology Divide Fair.

13 October 2017



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